A credit check is usually done to see your habits - they look at it as if you're habitually late paying bills, are you going to be habitually late to work? If you have a ton of debt, are you likely to steal from the company?
The background check is to make sure you're not lying about not being a criminal or using a false identity to apply for the job.
As far as the misdemeanor, if they question you about it, you tell them honestly that you thought the question pertained only to felonies, so you did answer it honestly.
Background checks are done to avoid costly hiring mistakes, worker misconduct, and lawsuits for negligence. Because of security concerns, workplace violence and corporate scandals, even smaller companies require a pre employment check.
Basically, a pre employment check is a process which tries to determine identity and background when hiring a new employee. The pre employment check is more popular than psychometric testing and drug testing. However, as a job candidate, your privacy rights are protected by several laws. According to BackgroundSearch.com, these laws include:
1. The Fair Credit Reporting Act (FCRA).
2. The Driver’s Privacy Protection Act.
3. The American with Disabilities Act (ADA).
4. Different states have different legal frameworks, such as the Investigative Consumer Reporting Agencies Act which exists in California.
Source(s):
BackgroundSearch.com
backgroundsearch.com